Holly Mckay
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    Pension Awareness Week 2025

    For a one person household, a comfortable retirement expenditure would be £43,900 per year.

    Source: Retirement Living Standards

    The current state pension age is 66 years old, going up to 67 between 2026 and 2028.

    Between 30-40% of private sector employees will not have sufficient retirement income.

    Source: Boring Money Research

    Workplace Pensions: The what, why and how

    From how auto-enrolment works to whether your arrangement is actually any "good", we break down what you need to know about Workplace Pensions and how to make the most of them. Your future self will thank you!

    Pension Awareness: Essential Reading

    Your Complete Guide To The UK State Pension: Eligibility, How To Claim & More
    By Boring Money 4 Sep, 2025
    Read More
    The UK Retirement Story: Five Pension Points for 2025
    By Boring Money 22 Aug, 2025
    Read More
    Essential Guide to Workplace Pensions: How They Work and Why They Matter
    By Boring Money 30 July, 2025
    Read More
    How to Make Your Retirement Money Last: 4 Top Tips
    By Boring Money 7 July, 2025
    Read More
    Start Saving for Retirement: 5 Essential Steps for Young Savers
    By Boring Money 19 June, 2025
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    A practical guide to retirement income in the UK
    By Boring Money 13 Mar, 2025
    Read More

    Get expert answers to your money questions

    Welcome to Boring Money's expert Q&A section. We collaborate with financial experts to provide clear answers on investments, pensions, and other money topics. Submit your own question for practical guidance from our in-house team or our Contributors.

    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    Risk warningAs is always the case with investing, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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