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Evestor is for DIY investors who don’t need advice but want a relatively easy digital journey with ‘ready made’ investment portfolios. Read our review.

Aberdeen Standard Investments is one of the world's biggest asset management companies, offering a wide choice of ISAs and pension products. Read our review.

A clear explanation of how Boring Money collects, uses, and protects your personal data. Learn about your privacy rights, our data protection measures, and how to contact us with questions or concerns.

How do you choose a mortgage broker you can trust? And how do you find out who's any good? In this article, we walk through four steps you should take when choosing a mortgage broker that can help you to find the right one for your needs.

A Cash ISA (or Individual Savings Account if you're feeling like talkative) is a type of bank account where you can keep your savings in cash - rather than invested in the stock market,

To tackle this huge – and often overwhelming – topic, Lena Patel will help you to plan around care home fees, inheritance tax, wills, power of attorney, and more, so that you can have a happier, more fulfilled and healthier retirement without any last-minute rush.

AJ Bell vs Hargreaves Lansdown: Compare fees, features and services to find the best UK investment platform for your ISA, SIPP, LISA or JISA based on your financial goals.

Learn the essentials of bond investing in 2025: how they work, types available, tax advantages for high-rate payers, and how to buy bonds through UK investment platforms. Compare risk vs. reward.

Explore the benefits and limitations of virtual trading accounts for new investors. Learn how demo accounts offer risk-free practice with simulated funds across multiple markets while building essential trading skills before committing real money.

A Stocks & Shares ISA is a type of savings account where you can invest in the stock market without having to worry about tax.

Discover why cybersecurity investments are surging as global cybercrime costs hit $6.4tn. Explore top companies, ETFs and sector trends in this high-growth defensive market.

Sometimes an old-fashioned piggy bank just won't cut it. A Junior ISA (JISA) is a tax-free savings account can help you to save cash or invest in the stock market for your child to inherit when they turn 18. But how do they work and are they any good?

Learn why women tend to save while men invest with financial adviser Carole Haswell. Discover how to understand investment risk, close the gender investment gap, and build confidence in your financial future through this insightful workshop.

Nicola Crosbie, Chartered Financial Planner of the Year, will explain exactly what it means to be financially vulnerable, and what you can do to reduce the impact of increased vulnerability for you, your loved ones, and your family’s financial future.

If you’ve ever bought a property before, you’ve probably heard of Stamp Duty. Stamp Duty is a form of tax that many people come across when they sell a property or land over a certain price in England or Northern Ireland. The rules around stamp duty have changed a lot in recent years, so this guide will give you the low-down on everything from the threshold your property must pass before you pay it to how much you could end up paying.

Discover the 8 key economic indicators every investor should monitor for successful market strategies, including bond yields, GDP growth, inflation, and PMIs. Essential investment insights for 2025.

Buying your first property can be stressful and at times feel like a pipedream. In this article, we explain how to get started, from understanding your budget to getting help with saving up your deposit.

A comprehensive guide for women investors aged 55-64 with actionable tax year-end strategies. Learn how to maximise pension contributions, consider financial advice, discuss finances with your partner, and utilise your £20,000 ISA allowance before April 5th to secure your retirement future.

Discover four essential tips for investors aged 40-54 to maximize tax efficiency before the end of the tax year on April 5th. From topping up your ISA to planning your pension contributions, learn how to make the most of your allowances and secure your financial future.

Debt is stressful. From mortgages to credit cards to loans, debt is an unpleasant but often unavoidable reality for many of us. Discover how to deal with it in our guide!

Comprehensive guide to UK retirement income sources, including State Pension (£221.20 weekly), workplace pensions, ISAs, and supplementary options. Covers access rules, tax implications, and strategic withdrawal planning to maximise financial security throughout retirement years.

Tax planning guide for investors under 40: Three key financial moves to make before the end of the tax year, including Stocks & Shares ISA, Lifetime ISA, and optimizing cash savings.

Discover four essential financial tasks for women aged 40-54 before the tax year ends on April 5th: maximizing your ISA allowance, checking your state pension forecast, setting up a personal pension, and having inheritance conversations with parents. Expert advice from financial planners on smart tax planning strategies.

Approaching retirement? Discover four essential financial steps to take before April 5th, including pension contributions, seeking advice, discussing finances with your partner, and maximizing your ISA allowance. Expert tips for investors aged 55-64.

Discover how your past shapes your financial present and future. Learn practical steps to transform your relationship with money, challenge limiting beliefs, and build lasting wealth confidence—especially for women ready to take control of their financial journey.

If you don't have a will, or you have one that's legally invalid, your wishes could be challenged in court and can be a focal point of family conflict after your passing. Discover everything you need to know in our guide!

Review of neo bank Monzo's new investment ISA feature by independent investment expert Holly Mackay. Does it live up to the hype? How does it compare? Is it value for money?

What is the State Pension? How much could you be entitled to when you retire? Read Boring Money's no-nonsense guide here.

Are you less than 40? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for investors under 40.

Everything you need to know about the UK's Financial Conduct Authority (FCA), its regulatory powers, recent controversies, and potential changes coming in 2025.

Explore the clean energy investment landscape in 2025, from renewable infrastructure to grid modernisation. Analysis of market opportunities, risks, and global policy support amid sector correction.

A comprehensive review of Lightyear's investment platform: Learn about fees, features, and suitability for ETF and stock trading. Discover if this low-cost, multi-currency platform suits your investment needs.

IG's charges are competitive, ideal for portfolios over £50,000. Share dealing and ready-made portfolios are available too. Read our expert independent review.

Learn what CFD trading is, how it works, and its risks. Discover if this leveraged derivative trading method that lets you profit from price movements is right for you.

A comprehensive review of Saxo's investment platform: Learn about fees, available accounts, pros & cons, and why it's best suited for experienced investors seeking advanced trading tools and detailed market analysis.

The Boring Money Best Buy ISA award is designed to recognise the best Stocks & Shares ISA providers in the UK.

iWeb is a no-frills investment platform offering ultra-low-cost trading at £5 per UK trade with no annual ISA/GIA fees. Part of Lloyds Banking Group, it provides access to stocks, funds, and ETFs through ISA, SIPP, and dealing accounts. Best suited for experienced investors prioritizing low fees over digital features.

Discover XTB's commission-free trading platform: Zero fees on ISAs, extensive ETF selection, and international market access. Best for experienced traders - learn about features, pros & cons.

Discover how Boring Money's Best Buy Awards help investors choose the best UK investment providers. Based on extensive research, including 40+ live accounts, customer reviews, and cost analysis across ISAs, pensions, LISAs, and JISAs.

Read verified investor reviews and experiences for xtb. Gain insights from real portfolio results, trading strategies, and investment outcomes. Make informed decisions backed by peer feedback or leave your own review.

Compare CMC Invest's unique subscription plans from £0/month with zero commission trading. Read our 2025 review covering 3,500+ shares, sustainability tools, and award-winning ISA platform. Ideal for ethical investors

Discover investment trusts: their unique structure, benefits for income investors, and how they differ from index funds. Learn key strategies for choosing the right investment trust for your portfolio.

Explore the industrial sector's diverse landscape, from aerospace giants to precision engineering firms. Learn how onshoring, electrification, infrastructure spending, and AI are shaping the sector's future, with insights on key investment opportunities and market performance.

We think everyone in the UK should have at least one ISA, but we need to tackle some of the misinformation first. So we're going to ditch the jargon and bust 10 of the biggest ISA myths!

A comprehensive breakdown of the investments that Holly Mackay, Founder and CEO at Boring Money, holds.

Discover if True Potential Investor is right for your investment needs. Get expert insights on their fees, investment options, app features, and customer reviews. Compare pros and cons, including their innovative impulseSave® technology, portfolio options, and service quality.

Nice, easy to use, simple to open an account and use. Moneybox has found a niche for those who want to start investing with minimum fuss and complexity. I personally think it's a little annoying I can't see more about where my money is invested, if I try and dig.

A nice user-friendly simple investment option which actually feels like a pleasure to use. Clear graphical interfaces make things easy, although the app is not as helpful as some. (It's fine - just a bit basic).

Expert Trading 212 review: Is commission-free trading really free? In-depth analysis of fees, features, and investment options. Free access to full platform review.

Discover an in-depth review of Tillit, an investment platform, by Boring Money. Learn about its pros and cons, fees, customer reviews, and more to make an informed decision.s.

Expert PensionBee review: Discover if this pension consolidation service is right for you. In-depth analysis of fees, investment options, and customer experience. Free access.

Discover if Nutmeg is right for you in our 2024 review. Compare fees from 0.68%, explore investment options, and see why 200,000+ UK investors trust this JP Morgan-backed robo advisor. Includes ISA, pension, and beginner info.

They use a simple questionnaire to identify what sort of an investor you are and then do the rest for you. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Independent review of InvestEngine: A detailed analysis of fees, features, and performance. Award-winning platform for low-cost ISAs & SIPPs. 97% user recommendation from 69 reviews.

Read our comprehensive review of interactive investor (ii), covering fees, features, and customer ratings. Compare investment accounts, ISAs, and SIPPs to find if ii suits your needs.

This service is a decent start for less confident investors looking for the security of a big brand bank, and some handholding along the way. Onboarding feels quite long and it’s hard to keep up the enthusiasm to complete. Charges are fair (less than 1% in Year One) which includes advice.

Still one of the best providers out there, this platform is easy to navigate, has a good app and service levels have improved since some pandemic problems. Trouble is they are pricey. And for larger accounts holding funds, some will question if the undoubtedly great platform is worth it.

Fidelity is a strong, solid choice for ISAs and pensions for mainstream investors who value strong support and research. There is a wealth of content for those who want to learn. It feels a bit unloved compared to peers in terms of recent developments and progress - it's all fine but is starting to feel a touch dated.

eToro is one of the most established share trading platforms, with a wide range of investment choices. Read our expert independent view, rating and 1000s of customer reviews.

Dodl by AJ Bell is a low-cost, free trading solution, suitable to beginner investors. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Bestinvest offer funds & shares, cheap ready-made portfolios and free financial coaching. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Safe and simple option for existing Barclays customers who want to use a single online banking log-in. Read our expert independent view, rating and 1000s of customer reviews.

A trusted brand, Aviva offers a huge range of investment products and pensions. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

In-depth review of AJ Bell YouInvest. Compare fees, investment options, and platform features to decide if it's right for you: Independent analysis and real user insights.

Discover the unique growth opportunities in emerging markets, driven by Asia's semiconductor supply chain, raw materials for energy transition, and fast-growing consumer markets. Insights from industry leaders highlight the potential and challenges in regions like India, China, Latin America, and more.

Investment trusts can claim a pedigree as long as the cash register, with the oldest going back more than 150 years. But unlike a cash register, there is no guarantee that they’ll dispense cash, though they have done a good job of growing wealth over the years, which explains their enduring popularity.

Confused by all of the acronyms and abbreviations related to Investment Trusts? Check out our glossary to understand all the relevant terms you need to know!

Are you considering adding Investment Trusts to your portfolio but aren't sure if they're the right choice for you? Check out our list of key pros and cons!

Interested in learning about Investment Trusts? We're here to guide you through everything you need to know - from what they are and how they work to costs and other considerations.

Are you a man aged between 55 and 64? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Want to get to grips with ETFs? Our simple guide explains what ETFs are, how they work, and why they might be a good fit for your investments. Dive in to learn how to make ETFs work for you.

Need help understanding ETF terms? Our simple ETF glossary breaks down the jargon so you can invest confidently and stress-free. Start decoding today!

Curious about investing in ETFs? Learn the key pros and cons of Exchange-Traded Funds. From low costs and diversification to potential pitfalls, this guide helps you decide if ETFs fit your goals.

An ETF (Exchange-Traded Fund) trades just like a normal share. But you can invest in a diversified mix of investments and get excellent exposure...

Your credit score matters. From mortgages to credit cards to loans, it affects your ability to borrow money and the cost of that debt to you. Discover everything you need to know in our guide!

Are you an Eco Warrior? Or a Pure Returns? Take the quiz to see what sort of an investor you are. And some investment options you might like!

Are you a woman aged between 55 and 64? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Are you a woman aged between 40 and 54? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

China's market surge: Expert analysis on whether this 27.5% rally marks a true recovery. Get the full story on risks, opportunities and investment strategies in the world's second-largest market.

Funds are ready-made baskets of investments managed for you by an expert. A great way to avoid making a clanger by choosing one duff share. Great for investing overseas and for outsourcing the decision-making to a professional.

Financial planner Jane Gow – a 55-year-old mother of three girls and one boy from the Wirral - has never suffered the loneliness of her children leaving home. That’s because her ‘boomerang’ kids just keep coming back.

Discover the principles of multi-asset investing and how it can create a smoother, more diversified portfolio. Explore the differences between active and passive approaches, as well as the use of alternative asset classes. Learn how to pick the right multi-asset fund for your investment goals.

Discover the best ways to teach your kids about money, investments, and financial literacy. This comprehensive guide covers pocket money, real-life scenarios, differentiating between wants and needs, setting financial goals, and more. Help your children develop healthy money habits and achieve financial independence.

There are generous tax perks around for anyone with the extra readies to save for their children. Every child can have a Junior ISA and have up to £9,000 a year paid into this. And any profit on this money will remain tax-free.

Journalist and mother of three, Helen Carroll, 54, was unintentionally frittering away money until she wrote an article for a national newspaper. What happened next taught her a lot about money – and even more about parenting.

Discover the essentials of sustainable investing and how it can help you make money while doing good. Learn about the different approaches like ESG, SRI, and impact investing, and find out how to spot greenwashing and manage the higher fees. This no-nonsense guide covers everything you need to know to start investing sustainably!

Discover how equity release works, including lifetime mortgages and home reversion plans. Learn about the costs, benefits, and pitfalls of releasing equity from your home. Expert guidance for UK homeowners aged 55+.

Whether you're new to the investing scene or you consider yourself a more weathered stock market aficionado, check out our top investing commandments!

Now one of her daughters has left home, financial adviser Carole Haswell from Windsor is contemplating life as an empty-nester. Theatre trips, or perhaps a family holiday… they will come back for a paid holiday after all!

If you're on the lookout for an adviser, there are thousands on the market, so it can be hard to know who's any good and who you can trust with your money. In this guide, we run through six steps to follow to find the right financial adviser to help you - whatever money matters you need help with.

Learn why rebalancing your investment portfolio is crucial for managing risk and maximising returns. Discover practical tips for implementing this key strategy to achieve long-term financial success.

Discover the true nature of investment risk, its importance, and practical strategies to manage it effectively. Learn why stock markets aren't as risky as you think and how to make risk work for you.

In this guide, we’ll walk you through the basics of pension consolidation, the pros and cons and some frequently asked questions to help you understand and arm you with the knowledge to make the right decision.

What is the Self Invested Personal Pension? How much should you be saving? Read Boring Money's no-nonsense guide here.

They are a low-cost service, suitable to confident investors who know what they're doing. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Low-cost, no frills investing. The website is fine and supports those who want a simple buy and hold approach. Their LifeStrategy funds offer ready-made investment solutions and with over 30 million mostly happy customers globally, this feels like a safe option for most.

Plum combines AI-powered savings with investment options starting from £1. Read our independent review to learn about Plum's fees, investment options, and whether their holistic finance app is right for you.

Freetrade is an app-first platform offering free share & ETF trading. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Rachel Efetha – a financial adviser and single mother of two teenage daughters from Bedford – discovered she had breast cancer in the middle of the pandemic. Starved of the support she so badly needed, she battled with the news she might not see her children grow up.

What is an emergency fund and why might you need one? Read our handy guide now and discover the best ways to save for a rainy day.

How much should I expect to pay for a financial adviser?

Discover four essential tax year-end strategies for retirees: minimizing tax on pension withdrawals, setting up ISAs for family, managing inheritance tax, and structuring pension drawdown effectively.

The Boring Money Best Buy JISA award is designed to recognise the best Junior ISA providers in the UK.

The Boring Money Best For Low-cost Pension <£50k award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK for accounts of £50,000 or less.

The Boring Money Best For Low-cost ISA >£50k award is designed to recognise the best ISA providers for people with more than £50,000.

The Boring Money Best For Low-cost ISA <£50k award is designed to recognise the best ISA providers for people with less than £50,000.

The Boring Money Best For Customer Service award is designed to recognise the providers with the best customer service in the UK.

The Boring Money Best For Investment Enthusiasts award is designed to recognise the best providers for hobby investing in the UK.

The Boring Money Best For Share Traders award is designed to recognise the best providers for share trading in the UK.

The Boring Money Best For Beginners award is designed to recognise the best providers for beginner investors in the UK.

The Boring Money Best Investment App award is designed to recognise the investment providers with the best app in the UK.

The Boring Money Best Buy LISA 2024 award is designed to recognise the best Lifetime ISA providers in the UK.

The Boring Money Best Buy LISA 2024 award is designed to recognise the best Lifetime ISA providers in the UK.

The Boring Money Best Buy Pension award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK.

The Boring Money Best Buy Pension award is designed to recognise the best Self-Invested Personal Pension (SIPP) providers in the UK.

The Boring Money Best Buy ISA award is designed to recognise the best Stocks & Shares ISA providers in the UK.

The Boring Money Best Buy ISA award is designed to recognise the best Stocks & Shares ISA providers in the UK.

New in 2024, the Boring Money Value For Money award is designed to recognise the investment providers that real customers rate as being the best value for money.

What is a personal budget and do you really need one? Read our handy guide now and find out the benefits of budgeting and financial fitness!

We all have different priorities when it comes to sustainable investing. Some of us want to say "No!" to tobacco and gambling companies. Others want to their money to play a role in preventing climate change. Learn more!

Are you a man aged between 40 and 54? Want to pick an ISA but not sure where to start? We asked our Founder & CEO Holly Mackay to tell us her top ISA picks for people like you.

Discover top financial solutions for retirees 65+ from inheritance tax planning to grandchildren's savings. Expert picks from Holly Mackay to maximize your retirement finances

Boring Money's glossary has been created to help you better understand the world of finance and investing. Use it to break through the jargon and learn about common financial words and technical terms that relate to your money.

This is a perfectly fine option which is OK from a price perspective, is backed by a trusted parent brand and has key actions clearly signposted in a user-friendly way. I would have liked to see a bit more to tell customers what their money is actually doing and where it’s invested.

A ready-made portfolio is a premade bundle of investments – that is, all the hard work of researching and selecting different investments is done for you by a professional.

Whether you're just starting out on your journey to homeownership or you're a seasoned mover, getting a mortgage can be a confusing - and at times daunting - prospect. In this guide, we run through the basics of everything you need to know about how mortgages work and what you can expect.

Charles Stanley Direct offers a wide investment range, with relatively low price tags and great customer service. Read our expert independent view, rating and 1000s of customer reviews.

There are a few ways you can ensure you get the best possible deal for yourself despite the high interest rate environment we're in. We share some tips, helpful links and must-dos to give yourself the best chance!

Did you know that the threshold before you have to start paying Capital Gains Tax has more than halved in the last year? More and more investors are having to consider the tax implications of their investments, and for many, Capital Gains Tax is one of the biggest worries when calculating your tax bill. We explain what it is, how much it costs and when it applies in this no-nonsense guide.

Did you know that the threshold before you have to start paying Capital Gains Tax has more than halved in the last year? More and more investors are having to consider the tax implications of their investments, and for many, Capital Gains Tax is one of the biggest worries when calculating your tax bill. We explain what it is, how much it costs and when it applies in this no-nonsense guide.

Income Tax is one of the primary taxes that residents in the UK must pay and is the single largest source of revenue for the Treasury – the government’s finance ministry. Though you likely already pay for Income Tax automatically, it’s not often explained what it is, how it works and how to calculate how much of it you’re actually paying. That’s where we come in. This handy guide will have you clued-upon the ins and outs of Income Tax in no time.

Want your money to have a positive impact? Use our sustainable and ESG investing guide to discover the basics about sustainable investments. Learn more.

Boring Money is an independent business which has been set up to help normal people who don't have PhDs in finance make some smart investment decisions - quickly and painlessly.

Boring Money is an independent business which has been set up to help normal people who don't have PhDs in finance make some smart investment decisions - quickly and painlessly.

With banks in the news for all the wrong reasons lately, is there good reason to rethink investing in financials? Find out what's really going on in the finance sector.

If you're a woman born after 5 April 1953, you can currently plug gaps in your National Insurance contributions going back to 2006, but the deadline only goes to the end of July!

Compare AJ Bell to Vanguard. From charges on funds, shares and ISAs to how they compare on reaching your financial goals. Read more on Boring Money.

This Debt Awareness Week, get financial planner Nicola Crosbie's expert debt advice and discover the resources out there for help.

What on earth are the 'Dividend Heroes' and what's all the hype about? Discover more about these income-generating Investment Trusts!

Our Founder & CEO Holly Mackay shares how she uses Investment Trusts in her portfolio and which ones she currently owns. Check them out here!

The technology sector didn't perform so well in 2022. Could tech stocks stage a comeback in 2023? Find out what the experts say and the implications this may have for your investments.

The best-selling ETFs of the month, including what they are, why they’re popular, and if they’re right for your portfolio. Find out what makes them tick!

Pensions

Dodl are a beginner-friendly, low-cost option for those with pension pots smaller than £50,000. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Although we've written articles for every ISA under the sun, we've not had one which just simply lists them all and explains what they are. An ISA Menu, if you will. Check it out here!

It goes without saying, we all want our beloved folks to be comfortable and well cared for if they are no longer able to live at home. But care home finances are a system fraught with complexity. Financial expert Rachel can help.

If you are contemplating divorce, currently getting divorced or recently divorced then this workshop is for you. We address what you need to look out for in terms of your finances and divorce matters

The session will help you focus on how to get more bang for your bucks in your life - with and without money.

If investing for post-recession economic recovery sounds like something you’re interested in, check out what are the experts' top 3 Investment Trust picks here!

Times of economic uncertainty or recession often call for a reconsideration of investments. Find out what Investment Trusts you can incorporate into your portfolio to help you sail through it.

An income-earning Investment Trust should be a key consideration for a resilient portfolio. Discover the experts' top three picks here!

Exploring women's experiences with money and looking at how to make positive financial decisions

Sometime our financial plans re thrown off course. Tarnia Elsworth talks us through priorities, myths and tips.

Join Tanya Laing from Gibson Laing Wealth Management for an in-depth look at navigating your 50s and conquering those milestones both expected and unexpected.

Financial planner Tanya Laing runs through the basics behind pensions, including the three different types, how they work, and how to use them to save up for your retirement - without the jargon!

A workshop on how to identify, understand and deal with financial abuse with Chartered Financial Planner and Accredited Financial Abuse Specialist, Carla Brown.

The predictions on UK inflation get scarier by the day. Earlier this year, Goldman Sachs even suggested that inflation could top 22% if energy prices continue like this.

With the explosion of thematic ETFs in recent years, it's now possible to get targeted investments in everything from cybersecurity to climate change...

These days it seems like the word 'ESG' is floating around everywhere, often flanked by 'sustainable', 'green', 'impact', and other confusing...

Passive funds have a strong claim to the core of a portfolio: they are cheap, diversified and you don’t have to worry about whether a fund manager is at the top of their game!

The outlook for the global economy looks gloomy on almost every measure. Rising inflation, conflict between nations, stagnating growth... it's difficult to summon up any enthusiasm.

When you hear the word 'blockchain', you might think of Bitcoin and other cryptocurrencies, which have been on a rocky journey in 2022 - to say the least....

Technology has been the investment of the decade. The benchmark technology index, the Nasdaq Composite, has delivered 276% over the last 10 years, compared to a...

In recent years, gold has been thoroughly in the spotlight. As the world lurches from crisis to crisis - pandemic and war and soaring inflation...

Despite China being reliably predicted to overtake the US as the world’s largest economy within a decade, it is often an after-thought in the average investor's portfolio...

Thank you for joining our research panel. This is your first step in helping us to conduct successful research projects.

Thank you for joining our research panel. This is your first step in helping us to conduct successful research projects.

For financial advisor Dasa Medvecka, being a single mother to her 3-year-old son has opened up a whole new world of friendships, fun and multi-tasking. Here she explains how it has changed her life for the better.

IG Review: The investment service sits very uncomfortably on their main spread-betting site and this feels a bit like an arranged marriage which is awkward to watch.

Since mum of four and CEO Justine Roberts founded Mumsnet 22 years ago, women’s lives have become more complicated and stressful as they juggle more working hours, children negotiating a world of smart phones, social media and FOMO. But there is an answer…

Join our workshop subscription group to be alerted to all upcoming workshops

Financial advisor Steph Smith, 54, from Leicestershire, first discovered what it meant to be part of the sandwich generation when her father was diagnosed with cancer. Here Steph – who is married to Jay and has a daughter Freya - explains how she juggles caring responsibilities across the generations.

If you sort out income protection insurance or critical illness cover, you don’t have to panic when life knocks you off your feet. So what do you need?

Last September, Leah Hardy, 59, a London-based writer and mother of two teenagers, was diagnosed with a highly aggressive form of breast cancer. She shares the unexpectedly positive lessons she’s learned from her experience.

Annabel Lumsden and Tarnia Elsworth from Morecambe, Lancashire, run a financial planning business together and co-parent two daughters Freya, eleven, and Eloise, nine. Here they explain how their different attitudes to money and openness about finances have helped their children understand the value of money. 

There comes a day when your parent or elderly relative needs you to help them with their financial affairs. But what’s this power of attorney thing anyway? Do I need it to help my ageing parent? How do I register for it? And will I regret it if I don’t sort it out now? So many questions! Ready for answers?

Midlife coach and author Alana Kirk, from Belfast, was catapulted into the ‘sandwich years’ when her mother had a sudden stroke just days after her third child was born.

The 5 Things You Need To Know About Money & Divorce

At the time being a single parent was a huge juggling act, but now her daughter Hope is grown up and happy writer and editor Lindsay Nicholson can see the positives that came out of having a hard-working and independent role model.

The 5 Things You Need To Know About Ageing Parents

The 5 Things You Need To Know About Financial Planning and being a single mum

Protecting our kiddos is what we do. But as a single parent, if you don’t have a will and life insurance, there’s a gap in your defences. Find out how they work and what you need.

As a single parent, every job is your job. Hooray! But when it comes to finance, where do you start? How do you make a budget, reduce what you spend, and get smart with family fun? We’ll tell ya!

Perhaps a better question than ‘Who gets to keep the house?’ is ‘Can I claim my partner's pension after divorce?’. When you know how pensions are split in divorce, you’ll understand how important it is to distinguish who gets what.

Although it’s hard to keep emotions out of the equation when you divorce, childcare arrangements are best sorted early. Read on to understand who pays for childcare and how child maintenance works.

Our investment platform fee calculator compares costs across UK providers using standardised assumptions. We explain how we calculate annual charges, platform fees, and trading costs for ISAs, SIPPs and dealing accounts of different sizes, with provider-specific details for accurate comparison.

What exactly are cryptoassets? How do you get started investing in Bitcoin, Ethereum, Blockchain, and the rest? Read our intuitive guide to make sense of it all.

Check out some of the main highlights from Boring Money's recent webinar: 'Investing in Smaller Companies'

Our webinars are designed to help real people just like you understand the world of investing and get involved. Find out what's coming up next!

Introducing our brand new Sustainable Disclosure Prototype. You said you found comparing ESG funds difficult and confusing. We've responded with a prototype that should make this easier for you. Find out more.

This pension was initially designed with the often neglected self-employed in mind. Read our expert independent view, rating and 1000s of customer reviews.

Award-winning blogger Holly Mackay covers the week's hottest money topics - jargon-free, irreverent and exactly what you need to know. Laugh your way to financial freedom

Which ISA provider is best? Compare between two providers with this helpful comparison table.

Read verified investor reviews and experiences for xtb. Gain insights from real portfolio results, trading strategies, and investment outcomes. Make informed decisions backed by peer feedback or leave your own review.

Discover what real investors think about True Potential with 139 authentic customer reviews. With a 75% recommendation rate and feedback highlighting the easy-to-use app and investment performance, see why clients choose us. Filter by star rating or leave your own review today.

NuWealth app is easy to use, opening an account is rapid and there are no trading fees. Read our expert independent view, rating and 1000s of customer reviews.

eToro is a fast-growing social trading network with millions of registered users and endless trading and investment tools. Find out more.

Revolut is the disrupter bank adopted initially by many for its favourable treatment of exchange rates when travelling or making payments abroad. Find out more.

Octopus Money offers financial coaching to help people sort out their finances without the sometimes hefty price tag of regulated financial advice. Find out more.

Headquartered in Bristol, Hargreaves Lansdown is the UK's largest investment platform. Read Boring Money's in-depth review here.

Wealthify is a robo adviser that lets you invest as little as £1. Read our review of it here.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the AJ Bell LISA.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the Hargreaves Lansdown LISA.

Barclays provide good research & tools alongside their pensions, yet they are quite pricey for small portfolios. Read our expert independent view, rating and 1000s of customer reviews.

True Potential Investor will fit those who want their pension to look and feel like an ISA. Read our expert independent view, rating and 1000s of customer reviews.

Hargreaves Lansdown Review: Hargreaves remains boringly good. The website is off-putting to less confident investors. For those familiar with the service, though it's easy to use and reliable

The app is easy to use, clear and provides good research. Fixed-fee and low cost investment option for both smaller and larger portfolios. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Wealthify are a user-friendly robo adviser with clear interface, which makes it easy to manage pensions. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Part of the Lloyds Banking Group, IWeb provides low-cost pensions, best suited to share traders. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Moneybox Pensions are easy to keep track of on their straightforward and super engaging app. Read our expert independent view, Best Buy rating and 1000s of customer reviews

Halifax Pensions are a cheap option, particularly for larger portfolios. Suitable to more experienced investors. Read our expert independent view, rating and 1000s of customer reviews.

Charles Stanley Pension is a good option if you value good customer service, investment choice and good fund research. Read our expert independent view, rating and 1000s of customer reviews.

Willis Owen Review: As a place to read up on ISAs, pensions, funds and shares, the website is nice. Will suit those with a mix of investments who are happy with some degree of choice. Administration can be occasionally problematic

Launched in Italy in 2011 before expanding to the UK in 2016, Moneyfarm offers a fully-managed Self-Invested Personal Pension. Read our detailed review here.

Willis Owen are a good place to read up on pensions, funds and shares – especially for a beginner investor. Read our expert independent view, rating and 1000s of customer reviews.

Bestinvest Pension suits those who may need extra help and support and would like to hear some reassurance or validation. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

Vanguard Investor Review: Low-cost ready-made investment portfolios. Huge global player. Fair. Good choice to get started as a default option. It’s still a bit lacking in help and support.

A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Read more.

Very yellow. Bit dull. Safe. Reliable. It works pretty well and is simple enough to navigate, even for beginners.

A big, reliable brand, Standard Life provides a Self-Invested Personal Pension (SIPP) which offers access to hundreds of pension funds from leading fund managers. Read our expert independent view, rating and 1000s of customer reviews.

The Big Exchange offers a simple, ready-made collection of ethical and impact investing. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

BMO was better known as F&C before being acquired by the Bank of Montreal. F&C was a big player in the Child Trust Fund space – the group has lots of teenagers today on its books. This global fund manager has solid creds in the ‘ESG’ investing space and has a better responsible, sustainable story than most. There’s a £30 a year fixed fee and no dealing charges. The investment range is narrow with 10 investment trusts, which could confuse the less confident. The online experience is a bit less slick than many, but for a buy and hold Junior ISA, containing a ‘mixed bag’ such as the well-respected F&C Investment Trust, it’s not a bad option.

Santander Digital Investment Adviser is a decent choice for those who don’t feel confident about investing. Read our expert independent view, rating and 1000s of customer reviews.

Only available to NatWest banking customers. This is a very simple offering and has only 5 investment options which are all NatWest products – this won’t suit more experienced investors or those who want some level of choice.

With Interactive Investor the costs are low for both smaller and larger accounts, suitable for the more engaged investors. Read our expert independent view, Best Buy rating and 1000s of customer reviews.

A good all-rounder. Fidelity is a big, solid, global brand which offers a decent service and a fair price. Read more.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the Dodl LISA.

AJ Bell Reviews: A good all-rounder for people who want a choice of funds/shares/ISAs and pensions.

Willis Owen provides easy-to-understand research and content. Will suit those who prefer a wide range of investments. Read our expert independent view, rating and 1000s of customer reviews.

Read our expert independent view, pros and cons, Best Buy rating and real customer reviews for the Moneybox LISA.

Vanguard is one of the most popular investment platforms in the UK. But what does Boring Money think of its Junior ISAs? (JISAs). Find out here.

Aspect8 is a multi-award-winning Chartered financial planning firm, the gold standard in financial advice. We’ve been helping people like you make the most of their money since for almost 30 years.

Looking for some free tips on personal finance? Check out our selection of free resources relating to debt, savings, investments and pensions. Read more.

What exactly do advisers take care of? How can they help you manage your money more effectively? Find out in our Boring Money guide.

What exactly is digital advice? Is it right for you? How does it compare to traditional financial advice. Boring Money gives you the lowdown.

What is financial coaching? How does it differ from traditional financial advice? Find out here.

Want someone to tell you exactly what to do with your money? Where to put it? How much you can spend? Then a financial adviser may be for you! Learn more.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered Financial Planner Cleona Lira explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Lesley James, founder of Simplified Money, explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered accountant and financial planner Mary Waring explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Chartered wealth manager Susie Bewell explains how she helps women with their money.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change. Financial Life Planner Tina Weeks tells us how she helps women with their money.

Zoe is a dedicated saver – even if the jargon sometimes gets in the way.

Women Talk Finance (WTF) is our Money Tribe for women who are fed up of waiting for the finance industry to change.

One half of this fun-loving couple has already reached retirement and is drawing on a pension. The other half, still working and loving it, is keen to keep saving as long as she can.

Retirement isn't far off for David, and he can't wait to shake the commute

With no pension yet, Alex is right at the start of her savings journey. But time is on her side if she starts now.

Michelle has a few pensions but doesn't think about them very much.

Stay-at-home mum and business owner Victoria is hoping her decades of work will be enough to earn her a decent state pension.

Alison's always been good at saving and has amassed a decent wedge of cash alongside her pension. But cash is pitifully weak these days.

Having worked for herself for many years, Sarah is used to taking charge - if she doesn't, who will? Now she's applying that thinking to her retirement.

Still in her twenties, time is on Elena's side when it comes to retirement planning.

Paul is fairly confident he knows what he's doing with his pension, but why stop there?

Discover how Boring Money generates revenue through research services, content creation, and transparent partnerships with financial providers. Learn about our commitment to independent analysis and clear disclosure of commercial relationships.

Discover important information about finance matters. We cover everything from Sustainable investing to Pensions and ISA's.

You know your shares from your SIPPs but could still use a few tips. Here's an ISA MOT and some fund ideas on Boring Money!

Learn how to decide whether you can afford a property, how to find out how much help you're entitled to, and what support you can expect to get.

What type of Sustainable Saver are you? Take our quiz to find out! And learn more about sustainable investing.

These are the three major topics that self-employed people tell us they struggle with. Learn how to get them covered.

What kind of life do you want for yourself in retirement? And how will you provide it? Hard questions. Even some of us who are retired still don't know the answers! But it doesn't stop us from planning. And with the how-to tips and tools on these pages, it's easier than ever to make better choices.

We answer the key questions on how you can sort out your pension, what you need to know about inheritance tax, and how you might decide to set up an ISA for the grandkids

You know your shares from your SIPPs but could still use a few tips. Here's an ISA MOT and some fund ideas.

Running a small business can be a lonely gig. Here's a few tips and ideas to chuck into the mix.

What is an online investment platform and is it right for you? Read our handy guide now and find out the benefits of online investment platforms today.

Robo advisers are a relatively new way to invest for people without a significant amount of assets. Find out more about this growing industry, including the pros and cons of robo advisers.

A robo adviser is an online investment service which asks you questions and allocates a suitable basket of investments on your behalf. Is it right for you? Find out!

Learn how to manage finances after divorce, including child maintenance and childcare.

Our income in retirement is kind of like a cocktail with three shots: State Pension + work + private pensions. Find out all you need to know to plan your retirement.

Shares simply let us own a small slice of a company. If they do well, so do we. If they flop, we lose money. Also known as stocks, or equities, shares exist to enable companies to raise money to fund their activity and growth.

A Lifetime ISA (also called a LISA) is a type of bank account that offers a tax-free way to save – but with a free top-up from the government!

These tax-free savings accounts allow you to build up a nest egg for the kids. You can open a Cash JISA or a Stocks & Shares JISA, and anyone can pay into this until your child’s 18th birthday.

Boring Money is an independent business, set up to help normal people who don't have PhDs in finance make smart investment decisions!

You know the old saying, there’s nothing certain in life except... But really, we do pay tax on everything. So what can we do to keep more of our money or get some of it back from the government? We’ve all heard words like ISA and pension, but do we really understand them? Which is better and why? This webinar is for everyone who'd like to be more in the know about these things

Grief-soaked decision making can be traumatic and troublesome for our wellbeing. Leaning into the money matters, Chartered Financial Planner Sam Secomb will help you to navigate life-changing grief and find a purposeful way forward.

Responsible investing is one of the most powerful things we can do to affect change around the climate emergency. But what do we mean by sustainable investing?

This is a course recap with a 10 point summary of what we think the main things are for a beginner investor to know and understand. Read more.

What are Multi-Asset Funds? Learn the basic principle of Multi-Asset Funds and the importance of diversifying your portfolio. This article explains the fund types and how they differ.

This 8 minute audio file will tell you everything you need to know about an ISA to get started with confidence. Find out more.

Robo advisers are a fantastic way for beginner investors to get financial advice. Learn what they are and how they work before you approach them.

Find the best, award winning share trading investment platforms for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning investment apps for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning sustainable investment platforms for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares Junior ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning investment platforms for beginners in 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost pensions for portfolios with more than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost ISAs for portfolios with less than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost ISAs for portfolios with more than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning DIY pensions for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning Stocks & Shares Lifetime ISAs for 2023, rated by independent experts and 1000s of customer reviews.

Find the best, award winning low-cost pensions for portfolios with less than £50,000 for 2023, rated by independent experts and 1000s of customer reviews.

The days of a job for life are long gone. Many people now have multiple pension pots from previous employers. Here's our guide on how to consolidate your pension.

Lifetime ISAs were launched in 2016 to help younger people (for the avoidance of doubt – that’s the under 40s) save either for their first home, or for retirement. Find out more!

Currently the full state pension is £179.60 per week (woo yeah). It’s not exactly going to give you the lifestyle of the Queen, but it is money from the government that you are entitled to.

Budgeting apps will help you save, organise and get you into a suitable place to start investing.

Should you update your funds research? Boring Money gives you the lowdown on when you might need to reconsider your investments.

JISAs operate like a normal Isa: they are a tax wrapper into which you put cash, stocks or shares.

Your pension income can come from three main sources: the government, your employer and you. The state pension is useful, but if you can’t live on £9,300 a year, you’ll need another source of income in retirement.

So you think it’s possibly time to start investing but the idea is as frightening as hurtling down a black run backwards? There are some relatively easy ways to get going…gently.

What is life insurance? Why might you need it? Boring Money gives you the lowdown.

PensionWise is a really helpful service provided by the Government for people who want an impartial sounding board for their pension decisions when they are coming up to retirement.

ISAs (Individual Savings Account, if you want to spell out their whole name) are a tax-free wrapper for your savings or investments.

When you start a new job, you'll join your employer's workplace pension scheme. This is super important, if a little complicated to understand. Read our guide.

All inclusive: When you see this, it means that the cost displayed is calculated based on the fee for holding an account, plus the fee for the investments you hold in that account

Trading apps are a great way to have control of your investments at the tip of your fingers – literally.

You're an Aspirational Green! You don’t want to think of your money going into big bad companies who are connected to fossil fuels, war or animal testing.

You're an Eco Warrior! You care passionately about the environment and are on a mission to make the world a better place for future generations.

You're a No Nasties! You don't want your money to go anywhere near the bad guys or so-called 'sin stocks'. That’s how you sleep well at night.

You're a Social Champion! You champion diversity and inclusion, fair pay and conditions, and believe governments should help the poorest in society.

You're a Pragmatic Green! As a seasoned investor, your intention is to be as green and sustainable as you can be, while still investing wisely.

You're a Pure Returns! On the lookout for hot air and the latest fad, you're likely to have a strong interest in the world of technology.

You're a Slow and Steady Saver! You're a sensible, seasoned and thoughtful investors who puts great store in good corporate governance.

Financial Adviser and Director of TP Financial Solutions Annabel Lumsden spoke to Boring Money for an exclusive workshop on divorce and becoming a single parent.

An overview of the main types of investment funds available to investors, including mutual funds, exchange-traded funds (ETFs), and investment trusts. It explains the key features, benefits, and considerations for each fund structure, helping readers understand the different options for diversifying their investments and accessing a range of asset classes.

Learn how to start investing with small amounts. Discover the benefits of regular investing, how to get started with as little as £1, and compare top investment platforms for beginners. Build wealth gradually through pound-cost averaging and compound interest.

European defence spending is projected to grow by €100 billion by 2027 as geopolitical tensions rise. Discover investment opportunities in defence stocks outperforming the market by 24%, ETF options, and key ESG considerations for defence sector investments.

Compare Vanguard to Hargreaves Lansdown. From charges on funds, shares and ISAs to how they compare on reaching your financial goals. Read more on Boring Money.

The Boring Money Best For Low-cost Pension >£50k award is designed to recognise the best personal pension providers in the UK for accounts of £50,000 or more.

The Boring Money Best For Low-cost Pension <£50k award is designed to recognise the best personal pension providers in the UK for accounts of £50,000 or less.

Discover 2025's cheapest UK Stocks & Shares ISAs. Compare InvestEngine, IWeb, Lightyear, Trading 212 & XTB - winners of Boring Money's Best Low-Cost ISA Award based purely on price.

Discover the UK's best value Stocks & Shares ISA platforms for 2025. Compare AJ Bell, IWeb & Moneyfarm - winners of Boring Money's Best Low-Cost ISA Award for fund & share investing.

Discover 2025's top UK investment platforms for customer service. Compare 8 leading providers rated on real user feedback, mystery shopping, and digital capabilities from Boring Money's awards.

The Boring Money Best For Share Traders award is designed to recognise the best providers for share trading in the UK.

Compare the UK's best investment platforms for beginners in 2025, featuring Nutmeg, Moneybox, and Vanguard. Find user-friendly platforms with clear guidance and competitive fees to start your investment journey.

Explore 2025's best investment apps in the UK, featuring Moneybox, Nutmeg, and Trading 212. Compare top-rated mobile platforms combining user-friendly design with powerful investment features.

Discover the top UK investment platforms for trust investing in 2025, as rated by Boring Money's Best Buy Awards. Compare AJ Bell, Hargreaves Lansdown, interactive investor, and iWeb based on a comprehensive analysis of fees, features, and over 22,000 customer reviews.

Expert investment research tools compared: Find which UK investing platforms offer the best analysis capabilities in 2025. Based on in-depth testing and 22,000+ reviews.

Discover the top UK Lifetime ISA providers of 2025, including AJ Bell, Hargreaves Lansdown, and Nutmeg. Compare costs, features, and expert reviews to find the best LISA for your first home or retirement savings.

Explore the top UK pension providers of 2025, evaluated across 18 cost scenarios and portfolio sizes up to £750,000. Compare leading platforms including AJ Bell, Fidelity, Hargreaves Lansdown, and PensionBee, rated on platform fees, investment options, pension consolidation features, and drawdown flexibility. Find the best pension provider for your retirement savings backed by 22,000+ customer reviews.

Compare the UK's best Junior ISA providers of 2025 with Boring Money's Best Buy Awards. Discover top platforms like Fidelity, Hargreaves Lansdown, and Vanguard - rated on costs, features, and gifting options to help secure your child's financial future.

Discover 2025's best-value investment platforms, chosen by 11,000+ real customers. Compare top-rated providers like AJ Bell, Vanguard, and Trading 212 to find the most cost-effective platform for your investments.